Amends federal bankruptcy law to clarify that a debtor who asks a bankruptcy court to decide whether student loan debt is dischargeable for "undue hardship" under the statutory undue-hardship provision is covered by the protection referenced in 11 U.S.C. § 523(d). The change explicitly extends the cited statutory text to apply when a debtor requests a dischargeability determination under subsection (a)(8). The amendment takes effect on enactment and applies only to bankruptcy cases filed on or after that date.