Requires the Federal Trade Commission to set rules so commercial websites and online services must give users a short, plain‑language summary of their terms of service, a clear graphic showing how sensitive user information moves through the service, and an interactive version of the full terms. The summary must be easy to read and accessible, list key items like what sensitive data is involved, what legal rights users may give up, how to delete data, any history of data breaches, and estimated reading time. The summary must appear at the top of the permanent terms page, with the data‑flow graphic directly below. The FTC and state attorneys general can enforce these requirements.