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Introduced November 4, 2025 by Janelle S. Bynum · Last progress November 4, 2025
Creates a HUD grant program that pays local governments, municipal membership organizations, and Indian tribes to select and adopt pre-reviewed building designs (pattern books) for low- and mid-rise mixed-income housing (up to 25 units). Grants can fund design selection, technical help, and planning support but cannot be used for construction; recipients must report on adoption, permitting, and housing production and may have to repay funds if designs are not adopted within five years.
The bill helps local and Tribal governments speed permitting and build capacity to produce more affordable housing—including a rural set‑aside and HUD support—but it does not fund construction, creates repayment risk if designs aren't adopted, and may not suit high‑density urban needs while using taxpayer dollars for design/administration rather than bricks‑and‑mortar construction.
Local governments and Tribal governments can get grants to adopt ready-made, pre-reviewed housing designs that speed permitting and shorten development timelines.
HUD will fund technical assistance and publicly disseminate best practices to help jurisdictions adopt designs and build local capacity to streamline housing development.
Households earning at or below 80% of area median income would gain increased access to affordable units through mixed-income developments using streamlined, pre-reviewed designs.
Grants may not be used for actual construction, so recipients still need to secure additional funding to build housing—limiting the program's ability to directly increase housing stock on its own.
Recipients that fail to adopt the selected designs within five years could be required to repay grant funds, creating financial risk for local governments and tribes.
The program's emphasis on pre-reviewed designs for 2+ unit low-/mid-rise structures may not meet needs for larger developments or very high‑density urban housing, limiting applicability in some cities.