Veterans Foreign Medical Coverage Equality and Modernization Act of 2025

This bill makes it easier for certain disabled veterans to get VA-covered care while living or traveling abroad. The VA would have to cover hospital care and medical services outside any U.S. state for veterans whose disabilities from their service are rated “permanent and total,” as long as the care follows standard U.S. medical practice and any medicines are FDA-approved .

It also speeds up payments and paperwork. The VA must allow direct deposit for reimbursements, and its mobile apps must let veterans submit forms digitally, track them in real time, and access letters needed to get care or keep care going.

• Who is affected: Veterans with service-connected disabilities rated permanent and total who are eligible for VA care.
• What changes: VA must cover hospital and medical care outside any state; reimburse by direct deposit; and upgrade apps for digital forms, tracking, and access to authorization documents.
• When: Changes start 90 days after the bill becomes law; the VA must report to Congress on how it’s working within two years.