Banking

housing and banking programs

issues related to banking and finances

Equitable Access to Capital

General investor and consumer rights advocacy; SEC nominations

1. H.R. 3633, Digital Asset Market Clarity Act, entire bill 2. Proposal to address fraud by artificial intelligence affecting older Americans

USCR is advancing a legislative agenda that allows for (1) the rescheduling of cannabis from Schedule I to Schedule III on the Controlled Substances Act (2) states to set their own policies related to cannabis (2) allows for the safe banking (HR 9471) and access to capital for the state-regulated cannabis industry (The CLIMB Act HR 7987) (3) Advances aspect of cannabis research (4) ends needless arrests and incarceration for cannabis conduct. Specific bills include opposing HR 1447 the No Deductions for Marijuana Businesses Act, supporting the SAFE Banking Act (HR 9471)), and supporting the Veterans Equal Access Act. USCR supports other legislative initiatives that move towards ending federal cannabis prohibition including the States Act 2.0 and the Evidence Based Drug Policy Act

Cross border remittance issues; remittance issues related to Cuba; legal issues related to the Democratic Republic of Congo; issues related to Ukrainian sanctions; remittance activity and outbound remittance activity from Iraq; bank de-risking; general issues concerning money service businesses; anti-money laundering and terrorist finance issues including money service business know your customer and know your agent requirements; issues related to the implementation of the Dodd-Frank Act regarding remittances; issues related to financial fraud; privacy and related issues working with law enforcement; human trafficking; identification requirements for consumers utilizing money transmitters; international tax issues; taxes and/ or fees related to money transmission/ remittances and the budget reconciliation process.

S. 3940 Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act - This bill would make improvements to the Bond Guarantee Program, make a Native housing pilot program permanent, establish a secondary market program, and mandate additional transparency with the CDFI Fund. H.R. 6955 Main Street Capital Access Act- This bill focuses on regulatory standards for community banks and credit unions includes two key CDFI priorities; the CDFI Fund Transparency Act and the CDFI Bond Guarantee Program Improvement Act.

Digital assets, mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy. FinCEN, Harmonizing CIP products; Digital assets, mobile payments, fraud, payment scams, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, currency production/circulation and elimination of the penny, cyber-security, financial services, merchant cash advances, privacy, artificial intelligence and agentic commerce. - S. 2019 TRAPS Act, HR 4936 TRAPS Act - S. 2983 Extending Expired Cybersecurity Authorities - HR 5079 Widespread Information Management for the Welfare of Infrastructure and Government Act - HR 3074 Common Cents Act - HR 2152 AI Plan - HR 2978 GUARD Act - S. 4782 ReportScams.Gov Act - HR 8671 Bank Fraud Technology Advancement Act

S. 3623 Credit Card Competition Act S. 4743 AI Bubble Transparency Act AI Bubble Consumer Financial Protections AI bailout AI financing system risks Framework to minimize harmful impacts of AI H.R. 6556 the Failing Bank Acquisitions Fairness Act Bank capital rules "H.R.10595Stop Wall Street Looting Act" "S.5512Stop Wall Street Looting Act" "H.R. 6955Main Street Capital Access Act" "H.R. 1181Protecting Privacy in Purchase Act" H.R. 3633 Digital Asset Market Clarity Act Crypto scams and frauds AI regulatory sandbox for financial industry Blockchain Regulatory Certainty Act money laundering and fraud in digital assets stablecoin implementation "S.1668End Crypto Corruption Act" "H.R. 8957The American Reserve Modernization Act of 2026" HR 4801 Unleashing AI Innovation in Financial Services Act private equity regulation private equity in health care private equity in child care private equity in youth sports Crypto Regulatory Legislation Big Tech Crypto/Blockchain investments digital national trust bank charters digital assets regulation Central Bank Digital Currency Crypto and Government Ethics, Disclosure, Constitutional issues Crypto tax policy Keep Garbarbage out of 401ks Act consumer financial protections CFPB governance CFPB complaint portal CFPB enforcements Military lending Act implementation PN1079 Nomination of Brian Johnson for CFPB director