An individual debtor may, whether or not the debtor has waived the right to redeem under this section, redeem tangible personal property intended primarily for personal, family, or household use, from a lien securing a dischargeable consumer debt, if such property is exempted under or has been abandoned under , by paying the holder of such lien the amount of the allowed secured claim of such holder that is secured by such lien in full at the time of redemption.section 522 of this titlesection 554 of this title