For purposes of this chapter—

((1)) the term “Bureau” means the Bureau of Consumer Financial Protection;

((2)) the term “mortgage loan” means a loan which is secured by residential real property or a home improvement loan;

((3)) the term “depository institution”—

((A)) means—

((i)) any bank (as defined in );

((ii)) any savings association (as defined in ); and

((iii)) any credit union,

((B)) includes any other lending institution (as defined in paragraph (4) ) other than any institution described in subparagraph (A);

((4)) the term “completed application” means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested;

((5)) the term “other lending institutions” means any person engaged for profit in the business of mortgage lending;

((6)) the term “Board” means the Board of Governors of the Federal Reserve System; and

((7)) the term “Secretary” means the Secretary of Housing and Urban Development.