((a)) ** Study required** The Director shall conduct an extensive study of the root causes of default and foreclosure of home loans, using as much empirical data as is available.
((b)) ** Preliminary report to Congress** Not later than 6 months after , the Director shall submit to Congress a preliminary report regarding the study required by this section.July 30, 20082008-07-30
((c)) ** Final report to Congress** Not later than 12 months after , the Director shall submit to Congress a final report regarding the results of the study required by this section, which shall include any recommended legislation relating to the study, and recommendations for best practices and for a process to provide targeted assistance to populations with the highest risk of potential default or foreclosure.July 30, 20082008-07-30