In this subchapter, the following definitions shall apply:

((1)) ** Account** The term “account” means an agreement between an individual and an eligible entity under which the individual obtains from or through the entity 1 or more banking products and services, and includes a deposit account, a savings account (including a money market savings account), an account for a closed-end loan, and other products or services, as the Secretary deems appropriate.

((2)) ** Community development financial institution** The term “community development financial institution” has the same meaning as in .section 4702(5) of this title

((3)) ** Eligible entity** The term “eligible entity” means—

((A)) an organization described in , and exempt from tax under section 501(a) of such title;

((B)) a federally insured depository institution;

((C)) a community development financial institution;

((D)) a State, local, or tribal government entity; or

((E)) a partnership or other joint venture comprised of 1 or more of the entities described in subparagraphs (A) through (D), in accordance with regulations prescribed by the Secretary under this subchapter.

((4)) ** Federally insured depository institution** The term “federally insured depository institution” means any insured depository institution (as that term is defined in ) and any insured credit union (as that term is defined in ).section 1813 of this titlesection 1752 of this title