((a)) ** In general** Insofar as amounts are made available under law (including a provision of the Social Security Act [ et seq.], the Indian Self-Determination and Education Assistance Act ( et seq.), or other law, other than under ) to Indian tribes, tribal organizations, and urban Indian organizations for health benefits for Service beneficiaries, Indian tribes, tribal organizations, and urban Indian organizations may use such amounts to purchase health benefits coverage (including coverage for a service, or service within a contract health service delivery area, or any portion of a contract health service delivery area that would otherwise be provided as a contract health service) for such beneficiaries in any manner, including through—

((1)) a tribally owned and operated health care plan;

((2)) a State or locally authorized or licensed health care plan;

((3)) a health insurance provider or managed care organization;

((4)) a self-insured plan; or

((5)) a high deductible or health savings account plan.

((b)) ** Financial need** The purchase of coverage under subsection (a) by an Indian tribe, tribal organization, or urban Indian organization may be based on the financial needs of such beneficiaries (as determined by the 1 or more Indian tribes being served based on a schedule of income levels developed or implemented by such 1 ore  more Indian tribes).2

((c)) ** Expenses for self-insured plan** In the case of a self-insured plan under subsection (a)(4), the amounts may be used for expenses of operating the plan, including administration and insurance to limit the financial risks to the entity offering the plan.

((d)) ** Construction** Nothing in this section shall be construed as affecting the use of any amounts not referred to in subsection (a).