((a)) ** Eligibility of displaced homemakers and single parents for Federal assistance for first-time homebuyers**

((1)) ** Displaced homemakers** No individual who is a displaced homemaker may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse.

((2)) ** Single parents** No individual who is a single parent may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse.

((b)) ** Definitions** For purposes of this section:

((1)) ** Displaced homemaker** The term “displaced homemaker” means an individual who—

((A)) is an adult;

((B)) has not worked full-time, full-year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and

((C)) is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment.

((2)) ** First-time homebuyer** The term “first-time homebuyer” means an individual who has never, or has not during a specified period of time, had any present ownership interest in a principal residence.

((3)) ** Single parent** The term “single parent” means an individual who—

((A)) is unmarried or legally separated from a spouse; and

((B))

((i)) has 1 or more minor children for whom the individual has custody or joint custody; or

((ii)) is pregnant.

((c)) ** Applicability** This section shall apply to any Federal program to assist first-time homebuyers, unless the program is exempted from this section by a statute that amends this subsection or explicitly refers to this subsection.