Extends the Health Insurance Exchange open enrollment period for plan year 2026 so that open enrollment continues through January 15, 2026. This change only applies to the 2026 plan year and requires Exchanges to keep their enrollment platforms and consumer assistance open through that date.

The provision does not authorize new spending or change eligibility rules; it simply lengthens the enrollment window for individuals to sign up for 2026 coverage, giving consumers, outreach groups, and plan issuers more time to enroll or switch plans.