Sponsors (2)
Official title: Prevent fraud enabled by artificial intelligence, and for other purposes.
Introduced December 16, 2025 by Amy Klobuchar · Last progress December 16, 2025
The bill substantially strengthens consumer protections, transparency, and enforcement against AI-enabled impersonation and automated scams, but does so at the cost of increased compliance and administrative burdens, privacy risks from broader data sharing, and the potential to unintentionally restrict legitimate AI uses.
Consumers nationwide (especially seniors and middle-class families) gain stronger protection against AI-enabled impersonation scams, lowering their risk of financial fraud and identity-based scams.
The FTC's enforcement authority and tools are clarified/expanded, enabling faster investigations, remedies, and more consistent action against AI-enabled scammers.
Recipients of calls or texts will be clearly notified when AI or automated dialing is used, increasing transparency and helping people detect and avoid deception.
Businesses, platforms, and intermediaries will face increased compliance, implementation, and legal costs (disclosures, blocking §230 defenses, reporting), which could raise prices or reduce services.
Making complaints and enforcement data immediately available to multiple agencies and expanding data-sharing powers could expose victims' personal information and increase privacy risks for complainants.
Broad or vague definitions of 'impersonation' and AI replication risk chilling legitimate or beneficial uses of synthetic media (e.g., accessibility voice cloning, satire, authorized deepfakes).
Based on analysis of 5 sections of legislative text.
Makes AI impersonation for fraud illegal, requires AI/automated-voice/text disclosure, expands FTC/FCC enforcement, and creates an advisory group and reporting duties.
Makes it illegal to use AI to impersonate people, businesses, or government officials to defraud others, and to knowingly help someone do that. Requires clear disclosure when telemarketing or text messages use AI, prerecorded, or automated voices; expands FTC enforcement tools and coordinates FTC, FCC, and DOJ action; creates an FTC–FCC advisory group and reporting requirements on AI-enabled scams; and orders updates to complaint and public‑education tools. The bill also updates telemarketing and robocall law definitions to cover modern text messaging, video calls, and AI-generated voices and directs the FCC to issue implementing rules within 270 days.