Amends the Right to Financial Privacy Act (12 U.S.C. 3401 et seq.): replaces the text of section 1102 with a new confidentiality rule requiring disclosure of customer financial records only in response to a search warrant meeting section 1106 requirements (except as provided in certain other limited subsections), strikes sections 1104, 1105, 1107, 1108, and 1114, modifies section 1109(a) by removing specified cross-references and replacing them with a reference to section 1106(c), and strikes subsections (c) through (r) of section 1113.

Amends multiple provisions in chapter 53 of title 31: replaces section 5311 with a new declaration of purpose (requiring financial institutions to retain transaction records including information identified with or identifiable as derived from customers' financial records); makes multiple edits to 5312(a) (removing/redesignating subparagraphs and altering paragraph (4)'s definition language), strikes sections 5313, 5314, 5315, 5316, 5317, 5318A, 5324, 5326, 5331, 5332, and 5336, amends section 5318 (striking and redesignating specified paragraphs and modifying subsection (k) definitions and subparagraph structure), makes multiple strikes and redesignations in sections 5321 and 5322, edits to 5325(a) punctuation insertion, revises the subparagraph structure in 5330(d)(1), strikes and redesignates subsections in 5335, and strikes subchapter III and associated table of contents entries as listed.