Business Owners Protection Act of 2025

This bill would cancel certain powers the SEC got after the 2008 financial crisis that it never used. If a Dodd‑Frank power let the SEC decide whether to create a new requirement for private businesses, and the SEC had not started a rule or issued guidance by January 1, 2025, that power would end as soon as this becomes law. Existing SEC rules would not be erased. Only unused, optional powers would be shut off. The SEC must also post a public list of which powers were ended within 180 days.

In everyday terms, this means fewer new SEC rules could come from those old, unused authorities. Day‑to‑day, businesses would keep following the current rules, but the SEC would lose some tools it could have used to add new ones in the future.

• Who is affected: Private businesses that could be regulated by the SEC; the SEC itself.

Key points:

• What changes: Unused, optional SEC powers from Dodd‑Frank are ended.
• What doesn’t change: Existing SEC rules and any powers already used remain in place.
• When: The powers end on the bill’s enactment; the SEC must publish the list within 180 days.