Redesignates existing subsection (f) as subsection (g) and inserts a new subsection (f) allowing the Government to satisfy the $10,000 monetary transaction value requirement by proving either (1) a transfer/withdrawal/encumbrance/other disposition of more than $10,000 from an account in which more than $10,000 of proceeds of specified unlawful activity was commingled with other funds, or (2) a series of monetary transactions each not exceeding $10,000 that exceeded $10,000 in the aggregate and were closely related as demonstrated by listed factors (time period, identity of parties, nature/purpose, manner conducted).

Amends 18 U.S.C. 1956(a)(2)(A) by adding a new clause (ii) to make the international money laundering statute apply where the defendant acted with the intent to engage in conduct constituting a violation of section 7201 or 7206 of the Internal Revenue Code of 1986.

Amends subsection (b) of 31 U.S.C. 5332 to (1) increase the term of imprisonment in paragraph (1) from 5 years to 10 years; (2) redesignate existing paragraphs (3) and (4) as paragraphs (4) and (5); and (3) insert a new paragraph (3) establishing fines under title 18 and an enhanced fine (double the amount in 18 U.S.C. 3571(b)(3) or (c)(3)) for aggravated cases.

Adds a new subsection (e) to 31 U.S.C. 5316 treating bearer-form monetary instruments with the amount left blank as having a value of more than $10,000 for purposes of the section when possessed to avoid a reporting requirement and drawn on an account that contained or was intended to contain more than $10,000 at the time transported or negotiated (or intended to be negotiated).

Strikes reference to only 31 U.S.C. 5324 and inserts reference to 31 U.S.C. 5324 or 5332 (relating to evasion of Federal transaction reporting requirements).

Amends the subsection by inserting text (text to be inserted is not provided in this section).

Strikes "or 473" and inserts "473, 474, or 474A" to expand the list of counterfeiting offenses referenced.

Amends the matter following 18 U.S.C. 1956(a)(1)(B)(ii) by replacing a phrase that defined the scope of 'financial transaction' for purposes of the paragraph with language that applies to both that paragraph and section 1957 and that references 'financial transaction or a monetary transaction, as applicable.'

Amends section 21(b)(3)(A) of the Federal Deposit Insurance Act to replace references to "money transmitting businesses"/"money transmitting business" with "money services businesses" (and to reference the definition in 18 U.S.C. 1960).

Amends 18 U.S.C. 3056(b)(3) by inserting text after the sequence '; and' and by striking the sequence '.'.