Requires FEMA to increase transparency and modernize how federal disaster aid is delivered and tracked. The bill orders new public reports and a near‑real‑time online dashboard, creates a unified online application and data‑sharing system for disaster applicants and agencies, directs multiple GAO studies, and revises FEMA’s individual assistance authorities to expand repair, hazard mitigation, and State‑managed housing options while capping some administrative and counseling reimbursements.

Also authorizes limited reimbursements and new State support tools (state-run recovery websites), sets deadlines for studies and reports, and limits the bill’s changes to funds appropriated on or after enactment.