This bill keeps the National Flood Insurance Program going through December 31, 2026. It does this by updating the law’s expiration and financing dates, replacing “September 30, 2023” with “December 31, 2026” so the program can continue without a lapse.

No other program changes are listed; it’s simply a time extension so the existing program can keep operating until the end of 2026.

• Who is affected: People and communities that use the National Flood Insurance Program
• What changes: The program’s end date is moved to December 31, 2026
• When: From when this becomes law through December 31, 2026