Fairness for Servicemembers and their Families Act of 2025

This bill makes the Department of Veterans Affairs check the maximum life insurance coverage for servicemembers and veterans on a regular schedule. Every five years, the VA must review the top coverage amounts for Servicemembers’ Group Life Insurance (SGLI) and Veterans’ Group Life Insurance (VGLI) and report on them, using recent inflation data to see if the limits should change. This helps the coverage keep up with rising costs so families aren’t left short after a loss.

Key points:

• Who is affected: Active-duty servicemembers and veterans with SGLI or VGLI, and their families.
• What changes: The VA must review and report on the maximum coverage limit every five years, considering CPI-U inflation over the prior five fiscal years.
• Why it matters: Coverage limits are more likely to keep pace with real-world costs, offering better financial protection for families.