Sponsors (3)
The bill raises federal flood‑risk standards, transparency, and nature‑based protections to reduce future flood losses and better align federal actions with modern science, but it increases upfront costs, administrative burden, and could constrain development and housing options in flood‑prone communities.
Homeowners, local and state governments, and taxpayers will face higher, science-based flood elevations, expanded floodplain management, and stronger construction/rehabilitation standards that reduce future flood damage and long-term recovery costs.
State and local governments and federal agencies get clearer, aligned definitions and legal anchors (e.g., NFIP, EO 11988, FEMA Standard) for floodplain-related federal actions and federally funded projects, improving predictability for planning and permitting.
Homebuyers, renters, and property owners will receive clearer hazard disclosures and public postings of past/probable flood heights and earlier notice of federal actions, increasing transparency so people can make more informed real estate and safety decisions.
State and local governments, federal agencies, homeowners, developers, and taxpayers will face higher upfront construction, compliance, and administrative costs from elevated standards, expanded floodplain designations, and new climate‑informed analyses, which can raise project budgets or reduce project scope.
Homeowners, renters, developers, and communities in flood-prone areas may see constrained land‑use options and reduced housing or infrastructure siting flexibility because of stricter siting rules, avoidance policies, and expanded 1-in-500‑year designations.
Federal agencies, applicants, and local governments will incur added administrative burden from climate‑informed floodplain analyses, frequent reporting, monitoring, and short public comment windows, which could slow approvals and decisionmaking.
Based on analysis of 9 sections of legislative text.
Requires federal agencies to apply a climate-informed Federal Flood Risk Management Standard that raises elevation/hazard requirements for federal actions and federally funded projects and to report on implementation.
Requires federal agencies to apply a new Federal Flood Risk Management Standard that raises elevation and hazard-design requirements above the current 1% annual chance (base flood) for federally funded projects, facilities, permits, loans, grants, and other agency actions. Agencies must use climate-informed flood-hazard methods (including consideration of a 0.2% annual chance flood and freeboard), prefer nature-based approaches, analyze alternatives, notify and consult affected State, local, and Tribal governments, and adopt implementing regulations. Creates requirements for agency transactions affecting base-flood areas to inform private parties of flood hazards, requires agency reports and biannual Water Resources Council evaluations, allows limited national-security and emergency exemptions (with Federal Register notice), and mandates the Standard be reviewed at least every five years. Implementation is subject to existing law and available appropriations.
Official title: To establish a Federal standard in order to improve the Nation's resilience to current and future flood risk.
Introduced June 11, 2026 by Kevin Mullin · Last progress June 11, 2026