Sponsors (4)
The bill expands targeted, accessible support and free financial planning for family and older caregivers through grants to local agencies, while creating modest federal costs and risks that some informal or small community providers may be excluded or strained by administrative requirements.
Family caregivers (parents, older adults, and people caring for relatives with disabilities) gain access to free financial planning services covering benefits navigation, budgeting, debt, and long-term care cost planning.
Older caregivers age 55+ who care for children or relatives with disabilities receive tailored support and referrals to services that address their specific needs.
Services will be more accessible to non-English speakers and people with disabilities through required translation, ASL, and assistive technology, improving equity of access.
Some informal caregiver groups or for-profit providers who currently deliver support may be excluded by the bill's specified eligible entity types, reducing available community-based options.
Taxpayers may face increased federal spending to fund the grant program if appropriations are provided.
Smaller community organizations may face administrative and compliance burdens to meet application, licensing, and accessibility requirements to qualify for grants.
Based on analysis of 2 sections of legislative text.
Authorizes grants under the Older Americans Act for eligible entities to provide accessible financial planning services to family caregivers.
Official title: Amend the Older Americans Act of 1965 to provide financial planning services related to the needs of family caregivers, and for other purposes.
Introduced November 20, 2025 by Edward John Markey · Last progress November 20, 2025
Authorizes voluntary grant funding under the Older Americans Act for eligible entities to provide financial planning services targeted to family caregivers. Grants support trained/licensed staff delivering counseling on public benefits, care options, budgeting, debt, long‑term care costs, legal referrals, and outreach; services must be accessible (assistive tech, plain language, interpretation, ASL). Eligible grantees include state/local agencies, area agencies on aging, nonprofits, institutions of higher education, multipurpose senior centers, and tribal organizations.