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Creates a new competitive grant program under the Older Americans Act to fund financial planning services for family caregivers and older relative caregivers. Eligible state/local agencies, nonprofits, area agencies on aging, senior centers, colleges, and tribal organizations can apply to deliver services such as benefits counseling, budgeting, long-term care cost planning, debt management, and referrals to legal assistance, with required accessibility accommodations.
The bill expands funded financial-planning, legal-referral, and accessibility supports for family caregivers—helping many plan and cope—while requiring federal funding and risking uneven access in rural or workforce‑short areas.
Family caregivers (parents, seniors, and people with disabilities) will gain access to federally funded financial planning services covering benefits navigation, budgeting, debt management, and long-term care planning.
Primary caregivers age 55+ (older relatives) will be eligible for targeted supports that recognize and address their caregiving role.
Non‑English speakers and people with disabilities will have improved access because services are required to provide assistive technology, translations, and ASL.
All taxpayers may face increased federal spending to fund the new competitive grant program.
Caregivers in rural and underserved communities may have reduced access because smaller or rural providers could struggle to win competitive grants, leaving coverage gaps.
Service availability may be delayed or limited in areas lacking trained or licensed financial planning staff, slowing delivery of promised supports.
Introduced November 20, 2025 by Edward John Markey · Last progress November 20, 2025