Fishing Industry Credit Enhancement Act of 2025

This bill would make it easier for the commercial fishing industry to get financing. It changes the Farm Credit Act of 1971 so that Farm Credit banks and production credit associations can provide loans and other financial services not only to people who produce or harvest fish and other aquatic products, but also to businesses that provide services directly tied to those operations.

In short, it expands who can qualify for credit within the Farm Credit System to include service providers that support day-to-day fishing work, and updates the purposes for which credit can be extended under that law.

• Who is affected: Producers and harvesters of aquatic products, and businesses that provide services directly related to their operating needs.
• What changes: Expands eligibility for credit and financial services through Farm Credit banks and production credit associations; updates authorized purposes for extending credit under the Farm Credit Act.
• When: The text does not set a specific timeline or effective date.