Summary

Stops federal housing finance agencies and programs from denying or limiting single‑family mortgage insurance, guarantees, purchases, or program eligibility because a borrower is a DACA recipient. It defines a “DACA recipient” as someone who, on the date of enactment, has deferred action under the June 15, 2012 DHS memorandum and extends several housing program eligibilities and safeguards — including protections for veterans’ VA home loan benefits — to that group.

Key Points

• Prohibits FHA, USDA RHS, Fannie Mae, and Freddie Mac from denying or conditioning single‑family mortgage insurance, guarantees, or purchases based on DACA status.
• Defines “DACA recipient” for these housing provisions as someone with deferred action under the June 15, 2012 DHS memo on the date of enactment.
• Adds DACA recipients (as of enactment) to a housing and community development statute’s list of eligible classes.
• Clarifies that a veteran’s DACA status cannot reduce or negate VA home loan guarantee benefits.
• Applies to DACA recipients who hold deferred action on the date the law takes effect; it does not create new funding.
• Requires agencies and government‑sponsored enterprises to remove DACA‑based eligibility barriers for covered single‑family mortgage programs.
• Focuses on single‑family mortgage access and related housing program eligibility rather than broader immigration policy.
• No new appropriations or tax changes are enacted; the bill reshapes eligibility and non‑discrimination rules within existing programs.

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