Housing Stability for Dreamers Act

This proposal, the Housing Stability for Dreamers Act, makes sure people with DACA are not denied home loans or housing help just because of their status. It tells major federal housing programs—and the big mortgage companies—to treat DACA recipients the same as other eligible borrowers. It also confirms that veterans with DACA can still use VA home loans.

Key points

• Who is affected: People who have DACA on the day this becomes law.
• What changes:
  • FHA can’t deny or limit mortgage insurance because a borrower has DACA.
  • USDA’s Rural Housing Service can’t limit single-family mortgage eligibility due to DACA status.
  • Fannie Mae and Freddie Mac can’t refuse to buy a mortgage just because the borrower has DACA.
  • DACA recipients are added to those eligible for federal housing assistance programs.
  • A veteran’s DACA status does not affect eligibility for a VA-guaranteed home loan.
• When: These protections apply to people who are DACA recipients on the date the law is enacted.