Sponsors (2)
The bill extends meaningful fertility diagnosis and IVF coverage to service members and their families, improving reproductive access but increasing Defense spending, imposing a cap of three retrievals that may not cover all needs, and facing implementation delays.
Active-duty service members and their dependents will gain TRICARE coverage for fertility diagnosis and treatment, expanding access to IVF and other reproductive care under military health benefits.
Covered beneficiaries can receive up to three completed oocyte retrievals under TRICARE, reducing or eliminating out-of-pocket costs for multiple IVF attempts.
TRICARE will cover unlimited embryo transfers consistent with ASRM guidelines, allowing the use of embryos preserved from prior cycles without additional per-transfer limits.
Taxpayers may face higher Defense spending to fund expanded TRICARE fertility coverage and the new coordination program, increasing budgetary costs.
Limiting TRICARE to three completed oocyte retrievals could leave some service members and dependents without additional retrieval options if prior cycles fail, reducing chances for family-building for those with difficult cases.
Implementation complexity — including coordinating with civilian providers and meeting ASRM-based standards — may delay effective access until the October 1, 2027 start date, postponing benefits for eligible people.
Based on analysis of 2 sections of legislative text.
Requires TRICARE Prime and Select to cover fertility care including IVF (up to three oocyte retrievals per person), allows unlimited embryo transfers, and creates a Defense coordination and training program.
Introduced April 1, 2025 by Sara Jacobs · Last progress April 1, 2025
Requires TRICARE Prime and TRICARE Select to cover fertility-related care for active-duty service members and their dependents, including IVF with limits on oocyte retrievals and unlimited embryo transfers, and creates a Defense program to coordinate fertility care and train community providers. Coverage and program requirements apply to services provided on or after October 1, 2027.