LIONs Act of 2025

This bill raises how much small businesses can borrow through key SBA loan programs. It doubles the cap on standard SBA 7(a) loans from $3.75 million to $7.5 million, so firms can finance bigger needs like equipment, working capital, or buying a business. It also increases the maximum size of SBA “504” development company loans used for major fixed assets, such as real estate or large machinery. These changes aim to help local businesses grow and invest more in their communities.

Key points

• Who is affected: Small businesses, SBA lenders, and local development companies that make 504 loans.
• What changes: The 7(a) loan limit rises to $7.5 million; 504 loan maximums are also increased to higher amounts set in the bill text.
• When: Would take effect if the bill becomes law.