The bill improves protection and recovery of Summer EBT benefits and increases oversight to reduce theft, but does so at the cost of higher program and compliance expenses, potential administrative strain, and the risk that some households remain undercompensated due to replacement caps.
Low-income households participating in Summer EBT (including children and youth) will have a required process to recover benefits stolen by card skimming or cloning, reducing immediate loss of food assistance.
States and tribes will be required to adopt industry-aligned payment-card security measures, reducing fraud risk and strengthening protection of benefit payments.
GAO and USDA reporting requirements will increase transparency and oversight by identifying where thefts occur, gaps in protections, and recommended fixes for taxpayers and program managers.
Low-income households may remain partially uncompensated if theft exceeds a household's prior allotment because replacements are capped, prolonging shortfalls in food access.
Taxpayers could face increased federal costs if program funds are used to replace stolen benefits (subject to caps), raising overall program expense.
Retailers, EBT contractors, and smaller jurisdictions may incur costs to upgrade equipment and meet new security/compliance standards, shifting costs onto private businesses and local governments.
Based on analysis of 2 sections of legislative text.
Requires USDA to set security rules and require States/tribes in the summer EBT program to prevent, report, and replace stolen benefits under capped replacement rules.
Introduced June 4, 2025 by Suzanne Bonamici · Last progress June 4, 2025
Requires USDA to set ongoing guidance and formal regulations requiring State agencies and participating tribal organizations in the summer EBT program to adopt security measures to detect and prevent electronic theft of benefits, to create replacement procedures for stolen benefits subject to caps, and to coordinate with federal and local partners. It also requires submission of initial replacement plans within 60 days, an interim final rule within 1 year, and congressional and Government Accountability Office reports within 2 years describing theft patterns, protections, and recommendations.