The bill increases federal investment and coordination to reduce flood risk and protect communities—trading off higher federal spending, potential compliance and relocation costs, and extra administrative burdens for localities against reduced property losses, better risk information, and environmental co‑benefits.
Homeowners, renters, and communities in flood-prone areas will face fewer future property losses because the bill funds planning, construction of flood‑resilient infrastructure and, where needed, relocation of high‑risk properties.
Local and state governments, and rural and urban communities will get improved flood risk data, mapping, and technical assistance that helps target mitigation investments and prioritize where to act.
Residents in flood-prone areas (urban and rural) will benefit from better data and impact prediction that enable earlier warnings and improved emergency planning, reducing risk of injury and death during floods.
Taxpayers and the federal budget could face increased costs because implementing and funding the Program will require additional federal spending or reallocation of funds.
Homeowners, developers, utilities, and small businesses may face higher project and compliance costs from new or stronger standards, voluntary codes, and retrofit requirements.
Some homeowners required or encouraged to relocate from high‑risk flood zones could experience displacement, property loss, or financial hardship during and after relocation efforts.
Based on analysis of 3 sections of legislative text.
Creates a coordinated federal program and interagency structure to improve flood impact reduction, resilience planning, data sharing, and technical assistance.
Official title: To establish a National Flood Impact Reduction and Resilience Program to achieve major measurable reductions in the losses of life and property from floods through a coordinated Federal effort, and for other purposes.
Introduced August 20, 2026 by Donald Sternoff Beyer · Last progress August 20, 2026
Creates a federal program to reduce loss of life and property from floods by coordinating research, standards, mapping, technical assistance, and public outreach across federal agencies and with nonfederal partners. It establishes an interagency coordinating committee led by the U.S. Army Corps of Engineers and a nonfederal advisory committee to guide science, program effectiveness, and management. Requires a strategic plan, periodic updates, interagency memoranda of understanding for data sharing and disaster resource commitments, annual meetings, and coordinated budget submissions to OMB with agency-level itemized reporting tied to the Program.