Sponsors (2)
Extends the NFIP's authority to issue notes and to enter new flood insurance contracts from Sept 30, 2023 to Sept 30, 2026 (retroactive to Sept 30, 2025 if enacted later).
Official title: Reauthorize the National Flood Insurance Program.
Introduced September 29, 2025 by John Neely Kennedy · Last progress September 29, 2025
Extends the National Flood Insurance Program's authority to issue notes and enter into new flood insurance contracts by moving the program expiration and borrowing-approval cutoff from September 30, 2023 to September 30, 2026. If enacted after September 30, 2025, the extension is applied retroactively to that date so there is no lapse in authority between September 30, 2025 and enactment. Keeps existing statutory terms unchanged except for the updated dates; it does not change program rules, coverage, or funding levels — it only lengthens the period during which the NFIP can operate and borrow funds under current law.