Sponsors (52)
The bill protects gun owners from new firearm-specific taxes, fees, and insurance mandates and keeps firearms taxed like other goods, but in doing so it removes a revenue and policy tool from states and localities that could have funded prevention, compensation, and safety programs and may trigger legal and administrative friction.
Gun owners (including homeowners and middle-class families) can buy, own, and transfer firearms and ammunition without new state or local insurance mandates, user fees, or targeted firearm-specific taxes.
Taxpayers and consumers are less likely to face higher retail prices from firearm-specific excise taxes or fees because firearms and ammunition remain subject only to ordinary general sales-tax treatment.
Manufacturers, sellers, and individual owners face lower regulatory and compliance burdens because states cannot require firearm-specific liability insurance or impose new regulatory schemes tied to ownership/transfers.
State and local governments lose a dedicated tool to raise revenue specifically for firearm-safety programs, enforcement, or other gun-related public-safety initiatives, reducing local fiscal flexibility.
Communities — especially urban, rural, and low-income areas — may receive less funding for violence-prevention, firearm-safety training, and mitigation of firearm-related harms that targeted fees or mandates might have financed.
Victims of shootings or accidental firearm harms may have fewer avenues for compensation because states are barred from requiring liability insurance that could provide payouts after incidents.
Based on analysis of 3 sections of legislative text.
Bars states and localities from conditioning manufacture, importation, transfer, or ownership of firearms/ammunition on insurance, user fees, or special taxes; allows general sales taxes equally applied.
Prohibits states and localities from requiring insurance, imposing user fees, or levying special taxes specifically tied to the manufacture, importation, acquisition, transfer, or continued ownership of firearms or ammunition. The bill preserves the ability of states and localities to collect generally applicable sales taxes on firearms and ammunition to the same extent those taxes apply to other goods and services.
Official title: To ban the imposition of any State or local liability insurance, tax, or user fee requirement for firearm or ammunition ownership or commerce.
Introduced February 4, 2025 by Ronny Jackson · Last progress February 4, 2025