With God, all things are possible
Student Loan Refinancing Act of 2026
This bill makes it easier and cheaper in the near term for many student borrowers to refinance into Direct loans and preserves prior relief, but it raises federal costs and can delay forgiveness for some FFEL borrowers while creating administrative complexity and the risk of locking in rates that may later fall.
Veterans Affairs Heritage Act of 2026
The bill centralizes and expands preservation, exhibits, and public access to VA history—honoring veterans and improving institutional continuity—while creating new costs, administrative burdens, and a real risk that VA resources could be diverted from frontline care and benefits.
Health Coverage Tax Credit Reauthorization Act of 2026
Extending the HCTC through 2029 lowers insurance costs and improves coverage continuity for eligible individuals but increases federal spending and creates additional IRS administrative work.
To designate the facility of the United States Postal Service located at 189 East Main Street in Xenia, Ohio, as the "Gilman 'Gil' Whitney Post Office Building".
It’s About Time Act
The bill shifts the federal fiscal year to the calendar year to simplify federal budgeting and coordination, but it imposes short-term implementation costs and creates timing misalignments with many state and local fiscal cycles.
To amend the Dayton Aviation Heritage Preservation Act of 1992 to adjust the boundary of the Dayton Aviation Heritage National Historical Park, and for other purposes.
The bill modestly expands preservation, public access, and educational programming around Dayton aviation history and may boost local tourism, at the cost of small additional federal management responsibilities and ongoing taxpayer-funded maintenance.
PAPER Act
The bill preserves access, choice, and paper‑based consumer protections for people without reliable internet or who prefer paper statements, at the expense of higher costs and administrative burdens for financial institutions and increased environmental impacts.
Historic Preservation Fund Reauthorization Act
The bill preserves a steady $50 million-per-year federal funding stream for historic preservation and keeps nonprofits eligible through 2035, at the trade-off of locking in a fixed set-aside that reduces budget flexibility and will erode in real value if not adjusted for inflation.
Dayton National Cemetery Expansion Act of 2025
The bill ensures a nearby national cemetery is delivered quickly and without local land acquisition costs—benefiting veterans and local taxpayers—but forces VA acceptance in ways that can divert VA funds and reduce agency discretion, raising risks of higher long‑term operational and environmental costs.
Susan Muffley Act of 2025
The bill restores full vested pension payments and provides timely retroactive lump sums (with favorable tax timing) to affected Delphi/PHI/ASEC retirees, but does so at taxpayer expense and with risks to PBGC's financial position and unequal treatment for some excluded workers.