Virtue, Liberty and Independence
Investing in All of America Act of 2025
The bill expands private-capital deployment to targeted small businesses by increasing SBIC leverage exclusions and caps and clarifying rules, but it reduces the ability to count public funds as private capital—weakening public leverage—and limits both the scope and immediacy of benefits for some firms.
7(a) Loan Agent Oversight Act
The bill increases transparency and oversight of SBA 7(a) loan agents to help curb fraud and inform borrowers, but imposes new compliance and administrative costs that could raise borrower costs or reduce access to paid application assistance for some small businesses.
China Exchange Rate Transparency Act of 2025
The bill increases pressure and transparency around China's exchange-rate practices—potentially improving market stability and U.S. influence at the IMF—but does so at the risk of geopolitical retaliation, higher compliance costs, strained multilateral cooperation, and the possibility of prolonged or politicized measures.
Calling upon local communities to support organizations that provide resources and aid Gold Shield Families in their time of need.
The resolution publicly honors bereaved first-responder families and may build awareness and private support, but it provides no new federal assistance or obligations and could raise unmet expectations among those families.
To require the Secretary of Housing and Urban Development to conduct an improper payment assessment for project-based and tenant-based assistance, and for other purposes.
Regulatory Review Improvement Act of 2026
The bill increases transparency and oversight of existing rules by forcing agencies to solicit and analyze public comment and disclose cost data, but it imposes new reporting burdens that could strain agency resources, prompt legal disputes, and potentially delay some reviews.
Endless Mountains National Heritage Area Act
The bill creates a locally managed National Heritage Area that brings federal support, planning, and visibility to spur conservation and economic projects in four counties, but the benefits are time-limited and create administrative burdens and potential local infrastructure and community impacts that require careful management.
Growing Deposit Insurance for the Future Act
The bill makes FDIC insurance limits and the timing of adjustments clearer and more predictable for banks and depositors, but that increased clarity and earlier effective dates could raise FDIC exposure and taxpayer risk while weakening market discipline.
Most Favored Patient Act of 2026
The bill aims to lower Medicare and Medicaid drug costs by benchmarking certain U.S. payments to lower international prices, delivering likely near-term savings for beneficiaries and taxpayers but risking reduced drug availability, added administrative complexity, and potential long-term impacts on pharmaceutical innovation.
SCAM Act
The bill substantially strengthens protections, enforcement, and remedies to reduce online ad scams and speed consumer recovery, but does so at the cost of higher compliance burdens, privacy and litigation risks, and potential harms to small platforms and online speech.