Investing in All of America Act of 2025

This bill, the Investing in All of America Act of 2025, aims to get more money to small businesses in rural and low‑income communities, in key technology areas, and in manufacturing. It does this by raising how much certain small business investment companies can borrow and by not counting some targeted investments against their borrowing limit, so those funds can invest more in the places and industries the bill wants to boost .

It raises the borrowing cap for an individual small business investment company to $250 million if it pays interest quarterly or twice a year, or $175 million for others. For related companies under common control, the cap becomes $475 million or $350 million, depending on how they pay interest. It also says that investments in small businesses in rural or low‑income areas, in covered technology fields, and in small manufacturers won’t count toward these caps—up to the lesser of 50% of a fund’s private capital or $125 million. Only investments made after the bill becomes law can get this special treatment.

• Who is affected:
  • Small business investment companies and groups of related companies
  • Small businesses in rural and low‑income areas, covered technology fields, and small manufacturers
• What changes:
  • Higher borrowing limits: $250M/$175M per company; $475M/$350M for related groups
  • Certain investments won’t count toward those limits, up to 50% of private capital or $125M total
• When:
  • Applies only to investments made after the law takes effect