The bill creates a more predictable, targeted, and coordinated long‑term disaster recovery and mitigation program—prioritizing low‑ and moderate‑income households and local capacity—but does so at greater federal cost while adding administrative burdens and privacy risks that could slow or complicate recovery implementation.
Low- and moderate-income households (renters and homeowners) will receive prioritized, predictable recovery and mitigation assistance (including a statutory requirement that at least 70% of funds benefit them).
State, local, and tribal governments (and HUD grantees) will get stronger coordination, oversight, and sustained administrative capacity—new Office of Disaster Management & Resiliency, cross‑agency alignment (HUD/FEMA/SBA), data access, and a modest HUD set‑aside for planning/IT/training.
Disaster-affected communities and households will receive faster and more predictable funding because of a statutory CDBG-DR program/formula allocations, preliminary grants up to $5M, redirecting unobligated balances, and grants that remain available until expended.
Taxpayers may bear higher federal costs because the bill creates recurring and expanded disaster/recovery funding streams and new administrative expenses.
State, local, and tribal governments (and grantees) will face significant new administrative, compliance, and reporting burdens (plans, audits, data collection, construction standards) that may strain limited capacity and slow on‑the‑ground recovery.
Disaster survivors' personal data will be more widely shared across agencies, grantees, lenders, and providers, increasing privacy and civil‑liberties risks if safeguards are inadequate or unevenly enforced.
Based on analysis of 9 sections of legislative text.
Creates a HUD Long-Term Disaster Recovery Fund, expands CDBG-DR authority, establishes an Office of Disaster Management and Resiliency, and requires HUD rules and data-sharing to speed long-term recovery.
Official title: To establish a community disaster assistance fund for housing and community development and to authorize the Secretary of Housing and Urban Development to provide, from the fund, assistance through a community development block grant disaster recovery program, and for other purposes.
Introduced April 15, 2026 by Al Green · Last progress April 15, 2026
Creates a dedicated Long-Term Disaster Recovery Fund at HUD, expands Community Development Block Grant Disaster Recovery (CDBG-DR) authority, and directs HUD to lead, coordinate, and align housing, recovery, mitigation, and technical assistance after catastrophic major disasters. The bill requires HUD to form an Office of Disaster Management and Resiliency, issue rules for a new section 123 CDBG-DR program, set formula allocation transparency, and enter data‑sharing agreements with FEMA, SBA, grantees, and other partners to prevent duplication and speed recovery. Establishes eligible grantees and broader eligibility (explicitly adding States), authorizes grants from the Fund for unmet housing, infrastructure, mitigation, and economic revitalization needs in most-impacted and distressed areas, and authorizes HUD administrative support from the Fund (including a 2% set-aside for HUD capacity-building). It also mandates timelines for proposed and final regulations and requires privacy safeguards and formal agreements for sharing applicant-level disaster data.