Requires a quick change to federal sentencing rules for access-device fraud: the Sentencing Commission must raise the guideline baseline by four levels (with at least an offense level of 14) and treat any unauthorized charges made with 10 or more counterfeit or unauthorized access devices as “loss.” It also orders the Attorney General, working with DHS, to deliver a report within 90 days describing how federal, state, and local law enforcement coordinate to prevent, investigate, prosecute, and sentence access‑device fraud, and to recommend best practices and any legislative fixes.