H.R. 4426

119th CONGRESS 1st Session

To direct the Administrator of the Federal Emergency Management Agency to conduct a study to evaluate the effectiveness, long-term cost savings, and strategic impact of Federal Emergency Management Agency-funded hazard mitigation activities across the United States, and for other purposes.

IN THE HOUSE OF REPRESENTATIVES · July 16, 2025 · Sponsor: Mr. Bresnahan · Committee: Committee on Transportation and Infrastructure

Table of contents

• SEC. 1. Short title
• SEC. 2. Study and report on mitigation benefits
• SEC. 3. Public availability and ongoing review

SEC. 1. Short title

This Act may be cited as the or the "Studying Mitigation And Reporting Transparently Act" or "SMART Act".

SEC. 2. Study and report on mitigation benefits

(a) In general

The Administrator of the Federal Emergency Management Agency shall conduct a comprehensive study to evaluate the effectiveness, long-term cost savings, and strategic impact of Federal Emergency Management Agency-funded hazard mitigation activities across the United States.

(b) Objectives

In conducting the study required under subsection (a), the Administrator shall assess how the mitigation programs of the Federal Emergency Management Agency— (1) reduce Federal and non-Federal expenditures for disaster response and recovery;

(2) enhance community preparedness for natural hazards;

(3) improve the availability and affordability of hazard-related insurance;

(4) support continuity of operations for critical services and infrastructure; and

(5) generate long-term cost savings and measurable returns on investment.

(c) Methodology

The study under subsection (a) shall include— (1) quantitative and qualitative analysis of avoided losses;