Stabilize Medicaid and CHIP Coverage Act

This bill would make Medicaid and the Children’s Health Insurance Program (CHIP) keep people continuously enrolled for 12 months. That means once someone is approved, they stay covered for a full year without being dropped for paperwork issues or small changes during that time. The text changes current law so the 12-month rule applies to “individuals,” not just children, and it sets a clear start date for when states must follow it.

Key points

• Who is affected: People enrolled in Medicaid and CHIP (adults and children).
• What changes: Coverage must last at least 12 months continuously once a person is approved, by updating Medicaid and CHIP rules to cover “individuals” for that period.
• When: The change takes effect on the first day of the first fiscal quarter that starts at least one year after the law is enacted.