To codify Executive Order 14331 on fair banking.

This bill turns Executive Order 14331, called “Guaranteeing Fair Banking for All Americans,” into law. It says the order on fair banking, published in the Federal Register on August 12, 2025, must be treated as law going forward.

What this means in simple terms: the fair banking rules in that executive order would no longer be just a presidential directive—they would be written into law, making them more permanent and enforceable by agencies and the courts.

• Who is affected: Banks, federal banking agencies, and customers who use banking services.
• What changes: The executive order’s fair banking rules would have the full force of law, rather than just executive guidance.
• When: Upon enactment of this bill; the order referenced was published on August 12, 2025 (90 Fed. Reg. 38925).