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Requires the Bureau of Indian Affairs to follow set deadlines and notice rules when reviewing proposed residential and business leaseholds, land mortgages, and rights-of-way on Indian land; gives lenders and applicants read-only access to title/tracking systems, mandates reporting and a GAO study on digitization, and creates a Realty Ombudsman to help monitor compliance and resolve complaints. The bill also defines key terms (types of mortgages, certified title status reports, applicable Bureau offices, and which Federal programs guarantee mortgages on Indian land) so reviews are more consistent and transparent.
Introduced February 25, 2025 by John Thune · Last progress March 4, 2026
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.