Vision Lab Choice Act of 2025

This bill focuses on vision benefits in health insurance. It sets shorter, renewable contract terms for optometrists and stops vision plans from forcing eye doctors to use certain labs or suppliers. In simple terms, your eye doctor can choose where to get lenses and other materials, instead of being locked into a company picked by your plan. The federal government also checks whether states will enforce these rules; if a state won’t, the federal government can step in to enforce them. A “doctor of optometry” is defined as someone licensed to practice in their state .

The bill also says that if a state has its own laws directly regulating vision plans and insurers, those state laws take priority when they conflict with this bill’s changes. States keep control over insurers and limited-scope vision plans that state law directly governs .

• Who is affected: People with vision coverage, optometrists, health plans, and insurers that offer vision benefits, including limited-scope vision plans .
• What changes: Optometrist contracts can’t be longer than two years at a time and must be renewed with the doctor’s agreement; plans can’t limit an optometrist’s choice of labs or suppliers; federal oversight applies if a state doesn’t enforce; state vision-plan laws can override these changes when they directly apply and conflict .
• When: An effective date isn’t specified in the provided text .