NATIONAL HOUSING
Title 12 - Banks and Banking
Short title
Short title of amendment of 1938
Short title of amendment of 1942
Secretary of Housing and Urban Development
Exchange and assembly of housing and urban planning and development data; payment of expenses; acceptance of funds, services, facilities, materials, and other donations; approval of Secretary of State for international programs and activities
Revolving fund in connection with liquidating programs
Transfer of New Communities Fund assets and liabilities
Liquidation of New Communities Program; cancellation of debt
Transfer of rehabilitation loan fund assets and liabilities
Advisory committees; payment of transportation and other expenses
Housing for elderly persons advisory committee
Builder’s certification as to construction
National Institute of Building Sciences
Preemption of due-on-sale prohibitions
Right to redeem property on which United States has lien
Limitation on interest rates of insured mortgages; terms of sales
Mortgage proceeds fraudulently misappropriated by mortgagor; recovery of deficiency after foreclosure
Credit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation
Reduction of vulnerability of congested urban areas to enemy attack
Annual report of Secretary
Contents of report to President and Congress
Periodic report on residential mortgage delinquencies and foreclosures
Default and foreclosure database
Supportive housing for the elderly
Civil money penalties against mortgagors under
Grants for conversion of elderly housing to assisted living facilities and other purposes
Funds for housing for elderly and persons with disabilities available for cost of maintenance and disposal of such properties
Congressional findings respecting housing for senior citizens
Pet ownership in assisted rental housing for the elderly or handicapped
Rent supplement payments for qualified lower income families
Congressional affirmation of national goal of decent homes and suitable living environment for American families
Economic opportunities for low- and very low-income persons
Congressional findings and declaration for improved architectural design in Government housing programs
Budget, debt management, and related counseling services for mortgagors; authorization of appropriations
Assistance with respect to housing for low- and moderate-income families
Home inspection counseling
Legal assistance for foreclosure-related issues
National Homeownership Foundation
New technologies in the development of housing for lower income families
Research and demonstrations; authorization of appropriations; continuing availability of funds
Model rehabilitation guidelines in inspection and approval of rehabilitated properties; report to Congress
Biennial survey of economic and housing market conditions
Management and disposition of multifamily housing projects
Housing access
Solar energy for single-family and multifamily housing units
Lower cost technology demonstration program
Approval of individual residential water purification or treatment units
Energy efficient mortgages pilot program
Increasing access and understanding of energy efficient mortgages
Advanced technologies, methods, and materials for housing construction, rehabilitation, and maintenance
Experimental housing allowance payment program
Abandoned properties demonstration project
Demonstrations of heating or cooling residential housing utilizing solar energy
Special housing need research and demonstration authority
Studies to determine extent of need for counseling to mortgagors; report to Congress
Energy conservation and renewable-resource demonstration
Expansion of home ownership opportunities in urban areas
Administrative provisions
Insurance of financial institutions
Allocation of funds
Taxation of real property held by Secretary
Insurance of mortgages
Applicability
Prohibition against kickbacks and unearned fees
Definitions
Federal Housing Administration operations
Insurance of mortgages
State constitutional and legal limits upon interest chargeable on loans, mortgages, or other interim financing arrangements; applicability; covered arrangements
Equity skimming; penalty; persons liable; one dwelling exemption
Determination of loan-to-value ratios
Payment of insurance
General Surplus and Participating Reserve Accounts
Investment of funds
Indexing of FHA multifamily housing loan limits
Rental housing insurance
Taxation
Statistical and economic surveys
Rules and regulations
Labor standards
Insurance of mortgages on property in Alaska, Guam, Hawaii, and Virgin Islands
Cooperative housing insurance
Process of applications and issuance of commitments
Insurance of mortgage where mortgagor is not occupant of property
Rehabilitation and neighborhood conservation housing insurance
Housing for moderate income and displaced families
Miscellaneous mortgage insurance
Interest rate on debentures; method of establishment
Insurance of advances under open-end mortgages; payment of charges; eligibility and conditions
Delivery of statement of appraisal or estimates to home buyers
Requirement of builder’s cost certification; definitions
Treatment of mortgages covering tax credit projects
Voluntary termination of insurance
Authority to assist mortgagors in default
Insurance of mortgages for housing for elderly persons
Mortgage insurance for nursing homes, intermediate care facilities, and board and care homes
Experimental housing insurance
Mortgage insurance for condominiums
Homeownership or membership in cooperative association for lower income families
Rental and cooperative housing for lower income families
Sale to cooperatives of multifamily housing projects acquired by Secretary; acceptance of purchase money mortgage for sale or insurance of mortgage; principal amount of mortgage; expenditures for repairs, etc., prior to sale
Disposition of HUD-owned properties
Single-family mortgage insurance on Hawaiian home lands
Single family mortgage insurance on Indian reservations
Loan guarantees for Indian housing
Loan guarantees for Native Hawaiian housing
Risk-sharing demonstration
Limitation on prepayment of mortgages on multifamily rental housing
Adjustable rate single family mortgages
Shared appreciation mortgages for single family housing
Shared appreciation mortgages for multifamily housing
Equity skimming penalty
Assistance for troubled multifamily housing projects
Tenant participation in multifamily housing projects
Regulation of rents in insured projects
Insurance of home equity conversion mortgages for elderly homeowners
Delegation of insuring authority to direct endorsement mortgagees
Multifamily mortgage credit programs
Definitions
HOPE for Homeowners Program
Pilot program for automated process for borrowers without sufficient credit history
Mortgage modification data collecting and reporting
Special Risk Insurance Fund
Modifications in terms of mortgages covering multifamily projects; requests for extensions to cure defaults or for modification of mortgage terms; regulations
Double damages remedy for unauthorized use of multifamily housing project assets and income
Purchase of fee simple title from lessors
Supplemental loans for multifamily projects
Mortgage insurance for hospitals
Mortgage assistance payments for middle-income families
Co-insurance of eligible mortgage, advance, or loan
Declaration of purposes of subchapter
Partition of Federal National Mortgage Association into Federal National Mortgage Association and Government National Mortgage Association; assets and liabilities; operations
Federal National Mortgage Association and Government National Mortgage Association
Prohibition against sale of obligations by Federal departments and agencies after , without compliance with requirements of or without approval by Secretary of the Treasury; exemption
Capitalization of Federal National Mortgage Association
Secondary market operations
Management and liquidation functions of Government National Mortgage Association
Benefits and burdens incident to administration of functions and operations under sections 1720 and 1721
Management
General powers of Government National Mortgage Association and Federal National Mortgage Association
Investment of funds
Obligations, participations, or other instruments as lawful investments; acceptance as security; exempt securities
Transfer of certain functions to Association
Civil money penalties against issuers
Penalties
Prohibition against transient housing
Separability
Application of other laws
Amendment, extension, or increase of commitment amounts
Payment of certain funds to Treasury
Prepayment of mortgages by nonprofit educational institutions; refunds
Expenditures to correct or reimburse for structural or other major defects in mortgaged homes
General Insurance Fund
Payment of insurance benefits in cash or debentures; borrowing money from Treasury to make payments
Acceptance of materials or products used in structures
Use of American materials and products
Water and sewerage facilities
Waiver of deduction on assignment of property to Secretary in lieu of foreclosure
Change of mortgagee status
Review of mortgagee performance and authority to terminate
Assurance of adequate processing of applications for loan and mortgage insurance
Prohibition of requirement of minimum principal loan amount
Civil money penalties against mortgagees, lenders, and other participants in FHA programs
Civil money penalties against multifamily mortgagors
Annual audited financial statements
Examinations and sanctions for certain violations
Information regarding early defaults and foreclosures on insured mortgages
Partial payment of claims on defaulted mortgages and in connection with mortgage restructuring
Uniform rehabilitation standards for housing within and without urban renewal areas
Authorization of appropriations for General and Special Risk Insurance Funds
Insurance of mortgage proceeds advanced during construction or rehabilitation or prior to final endorsement of project mortgage
Minimum property standards
Prohibition against discrimination on account of sex in extension of mortgage assistance; consideration of combined income of husband and wife for purpose of extending mortgage credit; definitions
Secondary mortgages held by State or local governmental agency on insured properties
Exemption from State usury laws; applicability
State constitution or laws limiting mortgage interest, discount points, and finance or other charges; exemption for obligations made after
Time of payment of premium charges
Limitation on commitments to insure loans and mortgages
Mortgage relief for homeowners who are unemployed as result of closing of Federal installation
Definitions
Insurance of mortgages
Mortgage insurance benefits
State taxation of realty held by Secretary
Rules and regulations
Insurance of mortgages
Insurance of loans for manufacture of houses
Insurance of mortgages on sales of Government housing; limits and conditions; Greenbelt towns; State housing
Insurance on mortgages on large-scale housing projects
Termination of commitment authority under this subchapter
Purpose of subchapter; authorization; terms and conditions; expiration of insurance contract
Eligibility for insurance
Premium charges; fees for examination and inspection
Rent schedules
Excess earnings used for amortization of original investment
Financial statements by Secretary
Payment of claims; assignment of benefits by investors
Debentures
Termination of insurance contract by investor
Taxation of real property
Rules and regulations
Definitions