Sponsors (27)
The bill expands access to fertility diagnosis and IVF for active‑duty service members and their families and improves community provider capacity, but it leaves beneficiaries exposed to cost‑sharing, imposes clinical limits and funding bans that narrow options, and increases DoD healthcare spending with potential tradeoffs.
Active-duty service members and their dependents will receive TRICARE coverage for fertility diagnosis and treatments (including IVF) beginning Oct 1, 2027, with no mandated waiting period after a medical infertility diagnosis.
Service members and families in areas without military specialists will have improved, more timely and culturally competent fertility care because the bill funds training and support for community providers.
TRICARE beneficiaries will remain subject to standard cost‑sharing for fertility care (including IVF), which can create substantial out‑of‑pocket expenses for military families.
The limit of three oocyte retrievals per calendar year plus a single embryo transfer requirement may reduce per‑cycle success for some patients, potentially requiring more cycles or reducing chances of achieving pregnancy.
Prohibiting use of DoD funds for preimplantation genetic screening, international surrogacy, cloning, and artificial wombs restricts certain clinical and family‑building options for some prospective parents.
Based on analysis of 2 sections of legislative text.
Requires TRICARE to cover fertility diagnosis and treatments, including up to three IVF retrievals/year with single embryo transfer, and creates a care coordination program.
Introduced December 17, 2025 by Sara Jacobs · Last progress December 17, 2025
Requires TRICARE to cover fertility-related care for active-duty service members and their dependents, including diagnosis, in vitro fertilization (IVF) and related procedures, with limits on cycles and embryo transfers. Directs the Department of Defense to create a fertility care coordination program, provide training and support to community providers, and sets rules on cost-sharing and prohibited uses of Defense funds. The changes apply to services on or after October 1, 2027.