Requires the Social Security Administration to update wording in its rules, guidance, and public materials so certain retirement and benefit‑age terms are replaced with new standardized terms. The agency must make those terminology changes in online and printed SSA materials by January 1, 2027.
By January 1, 2027, the Commissioner of Social Security must ensure that, in any SSA rules, regulations, guidance, or other materials (online or in print), the specified term is replaced with the terms “early eligibility age” and “minimum monthly benefit age.”
By January 1, 2027, the Commissioner must ensure that the specified terms are replaced with the terms “full retirement age,” “normal retirement age,” and “standard monthly benefit age” in any SSA rules, regulations, guidance, or other materials (online or in print).
By January 1, 2027, the Commissioner must ensure that the term “delayed retirement credit” shall not be used and that any reference to age 70 as the maximum age for receiving delayed retirement credits is replaced with the term “maximum monthly benefit age” in SSA rules, regulations, guidance, or other materials (online or in print).
Who is affected and how:
Social Security applicants and beneficiaries: People who apply for or receive Social Security benefits will see updated labels and terminology in SSA materials and communications. The updates may improve clarity about age‑related benefit thresholds but do not change eligibility or payment rules.
Social Security Administration staff and systems: SSA personnel will need to find and revise internal and public documents, webpages, forms, and automated text that use the replaced terms. This will involve editorial work and limited operational coordination across offices that publish guidance and public information.
Public-facing partners and service providers: Organizations that help clients apply for or understand Social Security (legal aid, benefits counselors, state agencies, veteran service organizations, etc.) will need to align outreach materials and client counseling to the updated terminology to avoid confusion.
General public: Anyone consulting SSA resources will encounter the new standardized terms; the change is intended to make communications more consistent and easier to understand.
Net effect: Low policy impact because the changes are linguistic and administrative only; they standardize terminology to improve clarity but do not impose new eligibility, funding, or compliance burdens on states or private individuals beyond updating language in communications and materials.
Last progress April 29, 2025 (9 months ago)
Introduced on April 29, 2025 by Bill Cassidy
Updated 4 hours ago
Last progress December 2, 2025 (2 months ago)
Read twice and referred to the Committee on Finance.