Claiming Age Clarity Act

This bill tells the Social Security Administration to use clearer, more plain-language terms when talking about when people can claim benefits. The agency must update its rules, websites, and printed materials by January 1, 2027, so people better understand the ages tied to their monthly benefit amounts .

Key changes:

• “Early eligibility age” will be called “minimum monthly benefit age.”
• “Full retirement age” and “normal retirement age” will be called “standard monthly benefit age.”
• The term “delayed retirement credit” will not be used. Mentions of age 70 as the latest age for extra credits will be replaced with “maximum monthly benefit age.” These updates are about wording only, to make the information easier to understand .