Health Savings and Affordability for Fertility Act

Adds a new definition of “Fertility Treatment” to the Internal Revenue Code so specified fertility-related services are treated as qualifying medical expenses for Health Savings Accounts (HSAs). Covered services include egg/sperm/embryo preservation, insemination, IVF and similar procedures, fertility drugs, and gamete donation costs. The rule applies to amounts paid or incurred after the law is enacted and is not meant to change treatment of payments before enactment or to limit other fertility-related medical expense treatment.

Introduced April 30, 2025 by Lauren Underwood · Last progress April 30, 2025