Sponsors (17)
The bill improves coverage protections for people with chronic conditions but requires insurers and employers to implement changes by 2027, which could raise costs and lead to higher premiums for some.
People with chronic conditions will gain new or stronger coverage protections under group health plans beginning with plan years starting after Dec. 31, 2026.
Health insurers, employer plan sponsors, and hospitals get a clear compliance deadline (plan years beginning after Dec. 31, 2026) to implement required changes.
Enrollees, employers, or taxpayers could face higher premiums if the amendment expands mandated benefits.
Health insurers, employer plan sponsors, and hospitals will incur compliance costs to change benefits, update systems, and revise contracts ahead of the 2027 plan year.
Based on analysis of 2 sections of legislative text.
Replaces the statutory text of 42 U.S.C. §300gg–14(a) with new language, effective for plan years beginning after Dec. 31, 2026.
Official title: To amend the Public Health Service Act to expand coverage for adult children.
Introduced September 3, 2026 by Janelle S. Bynum · Last progress September 3, 2026
Replaces the current federal text of 42 U.S.C. §300gg–14(a) (Public Health Service Act §2714) with new statutory language and makes that change effective for group health plan and health insurance coverage plan years beginning after December 31, 2026. The bill does not provide the replacement language in the summary provided here, only identifies the statutory provision to be replaced and the effective date. The change targets the federal law governing parity or other requirements found at that citation and will apply to private group and individual health plans starting with plan years that begin after December 31, 2026. Because the specific revised text is not included, the exact policy impacts depend on the content of the replacement language.