Summary

Raises the Supplemental Security Income (SSI) asset limits to $10,000 for individuals and $20,000 for couples starting in calendar year 2025, and requires those dollar limits to be increased each year for inflation using the Consumer Price Index for All Urban Consumers (CPI‑U). Adjustments use the average CPI‑U for the 12 months ending in September of the preceding year compared to the 12 months ending September 2024, and never reduce the dollar amounts. Applies to SSI eligibility rules administered by the Social Security Administration; no new appropriation or new program is created. The change eases the penalty on modest savings and may expand or preserve eligibility for some low‑income seniors, people with disabilities, and other SSI applicants and recipients beginning in 2025.

Key Points

• Sets SSI asset/resource limits at $10,000 for individuals and $20,000 for couples in calendar year 2025.
• Requires annual increases after 2025 tied to the CPI‑U (12‑month average ending each September vs. Sept 2024), with no reductions allowed.
• Applies to the Supplemental Security Income program administered by the Social Security Administration.
• Increases allowable savings for SSI applicants and recipients, reducing penalties on modest assets.
• Does not authorize new spending or include an appropriation; fiscal effects occur through SSI caseloads and benefit costs.
• Implementation requires SSA to update rules, notices, systems, and calculations for annual adjustments.
• Does not change other SSI eligibility tests (income, disability determination) or create new programs.

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