Summary

Raises the Supplemental Security Income (SSI) resource limits to $5,000 for individuals and $10,000 for couples beginning in calendar year 2025, and requires those limits to be adjusted annually for inflation thereafter using a new CPI-based formula. Also establishes the short title for the law. The annual adjustment multiplies the prior dollar limit by the ratio of the average U.S. All-Items CPI-U for the 12-month period ending in September of the preceding year to the same average for the 12-month period ending September 2024, with a floor that prevents decreases.

• SSI individual resource limit raised to $5,000 for calendar year 2025.
• SSI couple resource limit raised to $10,000 for calendar year 2025.
• Resource limits will be automatically adjusted yearly for inflation using a new CPI-U–based formula.
• The CPI adjustment compares the prior-year September-average CPI-U to the September 2024 average, and will not reduce limits if CPI falls.
• One section only sets the Act's short title and contains no operative funding or deadlines.
• Higher resource limits let more low-income seniors and people with disabilities keep modest savings without losing SSI.
• Implementation requires updates to SSA rules, notices, and computer systems to apply new amounts and annual adjustments.
• The change affects benefit eligibility rules (assets), not benefit amounts or payment rates directly.