Summary

Raises the Supplemental Security Income (SSI) countable resource limits to $10,000 for individuals and $20,000 for couples for calendar year 2025, and requires those dollar limits to be increased each year thereafter for inflation using the Consumer Price Index for All Urban Consumers (CPI‑U). Annual adjustments may not reduce the limits (no downward adjustments). The change lets many SSI applicants and recipients hold more savings or assets without losing eligibility and requires the Social Security Administration to apply the new amounts beginning in 2025 and update them annually.

Key Points

• Increases SSI countable resource limits to $10,000 (individual) and $20,000 (couple) for calendar year 2025.
• Requires annual inflation adjustments after 2025 using the CPI‑U (12‑month average ending each September versus Sept 2024).
• Adjustment rule includes a floor: the multiplier cannot be less than 1.0 (limits cannot be reduced).
• Allows SSI applicants and recipients to hold more savings/assets without losing eligibility.
• Imposes no new appropriations or tax changes; it changes eligibility rules administered by SSA.
• May modestly raise federal spending over time if more people qualify or retain benefits.
• SSA must implement the new thresholds and publish updated guidance for beneficiaries.
• No targeted local earmarks, emergency spending, or state mandates are created.

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