Student Loan Deduction Act of 2025

This bill would change how income is counted for food assistance. It would let households subtract the monthly student loan payments they actually make from their income when they apply or reapply. This could help some families qualify or get a larger benefit because less income would be counted toward the limit. The deduction would not include any payments made by someone else on their behalf .

Both federal student loans and private education loans would count. The change would take effect 180 days after the bill becomes law .

• Who is affected: People applying for or renewing food assistance who have student loan payments to make .
• What changes: Monthly student loan payments can be deducted from income used to decide eligibility and benefit amounts; payments made by third parties don’t count .
• Which loans: Federal student loans and private education loans .
• When: Starts 180 days after it becomes law .