This bill gives FEMA extra money to help Texans recover from the severe floods in 2025. It adds $15 billion to FEMA’s Disaster Relief Fund to cover things like emergency help, repairs, and other disaster costs tied to those flooding events. The money is treated as emergency spending and can be used until it runs out, but no new commitments can be made after September 30, 2028.

FEMA must report every six months on how much has been spent, where in Texas the money went, what kinds of help were provided, and any problems or unmet needs they find while getting aid to people.

Key points:

• Who is affected: People and communities in Texas hit by the 2025 floods.
• What changes: $15 billion in added FEMA disaster funds, with required progress reports on spending and aid.
• When: Funds are for fiscal year 2025 and can be used until exhausted, but no obligations after September 30, 2028; reports are due every 180 days until the money is fully used.