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Provides federal funding and new HUD requirements to help owners of heirs’ property keep and clear title to homes. It creates competitive grant programs that pay for legal help, counseling, title searches, surveys, recording fees, and other costs to document ownership and settle estates, and it requires HUD-funded nonprofits to include heirs’ property counseling in homeownership services.
The bill directs new federal resources and services to help heirs' property owners (especially low-income and minority households) preserve family homes and clear title, but access is limited to jurisdictions that adopt the law, funding may not meet demand, and implementation will add administrative burdens and budgetary cost.
Owners of heirs' property (especially low-income, tribal, and minority homeowners) gain access to counseling, legal help, and financial assistance to clear title, pay survey/recording/legal costs, and reduce risk of involuntary loss of family homes.
States, territories, and Tribal governments can access predictable federal funding ($30M/year, FY2026–2036) to support program operations and resident assistance, enabling sustained local implementation.
Local agencies and nonprofits receive $10M/year (FY2026–2030) to deliver counseling and legal services, expanding capacity for housing stability work at the community level.
Homeowners in jurisdictions that do not adopt the Uniform Partition of Heirs Property Act (or an approved equivalent) are ineligible for most grants, leaving many owners without access to support.
Authorized funding levels — while helpful — may be insufficient relative to nationwide need, so assistance could remain limited in high-need areas and many heirs' property owners may not get full help.
The authorization increases federal spending (roughly $330M over 11 years plus additional annual grants) and adds budgetary pressure that may affect taxpayers or crowd out other priorities.
Introduced February 26, 2025 by Nikema Williams · Last progress February 26, 2025