Housing Supply Frameworks Act

This bill tells the U.S. housing department to publish clear, easy-to-use guidelines within three years to help states and cities update their zoning so more homes can be built for people at every income level. It responds to a shortage of about 3.85 million homes and says local rules often slow or block new housing.

The guidance would suggest practical steps: reduce parking mandates; allow backyard cottages and small multi‑unit homes like duplexes and triplexes; speed up and standardize approvals; encourage homes near transit; lower or simplify impact fees; use public land for affordable housing; update building codes to cut costs; and protect current residents from displacement . HUD must first post draft guidelines for public comment and work with a task force that includes community members, planners, builders, housing advocates, housing and transit agencies, and state and local officials. The guidance should also consider fairness and civil rights, local housing needs and goals, coordination with infrastructure, and how adopting recommendations might interact with federal grants and tax credits. Five years after the guidelines are published, a report to Congress must show which places adopted the ideas and how that affected building permits. The bill also ends an older federal clearinghouse on regulatory barriers and provides $3 million per year from 2026 through 2030 to carry out this work.

• Who is affected: States, cities and towns; local planning and zoning boards; builders and developers; housing and transit agencies; community members; and renters and homebuyers, with a focus on affordable options for low‑ and moderate‑income families .
• What changes: Guidelines and best practices to make it easier to build a wider mix of homes; simpler, faster reviews; a model for a state appeals process when certain affordable housing projects are denied; and using public land to add affordable homes .
• When: Draft guidelines and public comment in the first two years; final guidelines within three years; a report five years after the guidelines are published; funding for 2026–2030 .