PSLF Payment Completion Fairness Act

This proposal aims to make Public Service Loan Forgiveness (PSLF) fairer for people who have worked in qualifying public service jobs. It updates the PSLF rules in the Higher Education Act so that borrowers who have completed eligible public service are clearly eligible for loan forgiveness. In short, it seeks to close gaps that can keep public servants from getting the forgiveness they earned through their service.

Key points

• Who is affected: People with federal student loans who worked in qualifying public service jobs (like government or nonprofits).
• What changes: The law would amend the PSLF section of the Higher Education Act (20 U.S.C. 1087e(m)) to ensure borrowers who performed qualifying service are eligible for forgiveness, reducing technical barriers that block relief.
• Why it matters: More public servants who did the required service could actually receive the forgiveness they were promised.